Approximately five to ten years before retirement is a crucial time in planning for a successful retirement. In the pre-retirement years, you want to have confidence that you are on track to meet your retirement goals as your window for major financial changes is narrowing. Common questions that arise as you enter the pre-retirement phase are:

• Am I retirement ready?
• Can I afford to retire?
• I know I have done a great job saving and investing over the years, but am I on track to meet my financial life goals?
• Do I have a diversified, well balanced portfolio that is appropriately allocated and growing to meet my retirement goals?
• Are all of my investments coordinated toward meeting my long-term retirement goals?
• Am I taking too much risk with my investments, or not enough?

We can help you prepare for retirement by addressing these questions, and by proactively identifying other issues and opportunities you might not have considered. You will gain clarity and confidence in meeting your long-term retirement goals by working with us over the long run through our Wealth Management Process (retirement planning, investment management and financial planning).