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Wealth-Engineering is sought by major news publications for analysis on financial markets, trends and forecasts.
Wealth Engineering is an independent, fee-only Registered Investment Advisor serving the greater Phoenix area. Wealth Engineering was founded by financial advisor David J. Fernandez, CFP®. The firm is located in Scottsdale, Arizona with an additional office in Glendale.
As a Certified Financial Planner™ and fiduciary for our clients, our comprehensive Wealth Management service is a combination of ongoing investment management and financial planning services tailored to your specific financial needs and life goals. Our comprehensive service provides great value for those who are within five to ten years of retirement, recently retired or experiencing a life transition.
Financial planning services may consist of retirement planning, estate planning, Social Security and Medicare planning, college planning, tax planning and risk management.
We work with a select group of high net worth individuals who want to experience a financially successful retirement. The key benefits we provide to our clients are:
- Bring clarity and confidence to your financial life goals.
- Serve as a sounding board to help you make prudent financial decisions.
- Simplify the complex and bring order to your financial life.
- Bridge the gap between where you are now financially to where you want to be.
- Remove the responsibility and burden of managing and coordinating your financial affairs, allowing you the opportunity to focus on those things most important to you, such as family, friends, personal interests, life goals and travel.
In short, we help provide financial peace of mind.
Our comprehensive Wealth Management process is comprised of the below services tailored to your unique financial situation.
Everyone wants to retire someday.
This is probably one of the greatest
concerns most of our clients have.
We help you to prioritize your goals around your financial resources.
It is important that your assets are coordinated with your estate distribution wishes.
Your investment portfolio is tailored to your specific needs, time horizon, risk tolerance and tax situatoin.
We review your Social Security claiming options and identify and recommend the best course of action for your unique financial situation.
We cab recommend a college savings program and provide a strategy relative to your college planning needs.
Unexpected catastrophic events can impact your financial goals, We evaluate risks and advise our clients on the risks they should consider covering.
We will help you plan for health care coverage in your pre and post Medicare years.
We incorporate tax efficient portfolio spend down strategies, utilize tax efficient investment options and pursue tax loss harvesting opportunities.